Experience luxury waterfront living, where coastal elegance meets modern sophistication in the heart of Ludlow Bay Village. This 1,970 sq ft low bank WF retreat offers 2 bedrms, 2.5 baths & a versatile water view bonus room reflecting a recent $200k plus whole house update. Enjoy a chefs kitchen with custom cabinetry, high end appliances & quartzite countertops. Relax in the spa inspired primary suite, featuring custom fixtures & exquisite tilework as well as a two sided gas FP. Expansive decks with lush privacy landscaping invite seamless indoor-outdoor living, with breathtaking water & mountain views. Steps from the marina, two pools, pickleball, fine dining & more. This home blends a serene resort lifestyle with modern luxury.